California

Medicare Help in San Francisco

San Francisco has one of the deepest Medicare markets in California — and a hospital map that has consolidated fast. We help you choose a plan with a clear view of which system you're really signing up for.

Proof of concept. The plan and carrier information below is a working prototype — the design, layout, and content will change significantly before this becomes part of the final site.

2026 Medicare plans in San Francisco

Here’s what’s actually available this year, from the government’s published plan data — not a sales pitch.

159,389

people on Medicare in San Francisco

63

plans available in San Francisco

14

insurance carriers to choose from

35

Medicare Advantage plans with a $0 premium

26

plans rated 4+ stars by Medicare

8

carriers quoting Medigap plans

Carriers offering plans in San Francisco:

  • Aetna Medicare
  • Align Senior Care
  • A carrier we work with: Alignment Health Plan
  • A carrier we work with: Anthem Blue Cross
  • A carrier we work with: Anthem Blue Cross Partnership Plan
  • CCHP (Chinese Community Health Plan)
  • Central Health Medicare Plan
  • A carrier we work with: Humana
  • Imperial Health Plan of California, Inc.
  • A carrier we work with: Kaiser Permanente
  • San Francisco Health Plan
  • SCAN Health Plan
  • A carrier we work with: UnitedHealthcare
  • Wellcare

Highest-rated plans

Aetna Medicare Eagle (PPO)

Aetna Medicare · PPO

$0
per month
4.5/ 5 stars
  • $0 monthly premium
  • No drug coverage (medical only)
  • $6,750 in-network out-of-pocket max

Aetna Medicare Signature (PPO)

Aetna Medicare · PPO

$0
per month
4.5/ 5 stars
  • $0 monthly premium
  • Includes drug coverage
  • $6,750 in-network out-of-pocket max

Kaiser Permanente Senior Advantage Basic SF (HMO)

Kaiser Permanente · HMO

$19
per month
4.5/ 5 stars
  • Includes drug coverage
  • $0 drug deductible
  • $6,000 in-network out-of-pocket max

A carrier we work with

Aetna Medicare Enhanced (PPO)

Aetna Medicare · PPO

$63
per month
4.5/ 5 stars
  • Includes drug coverage
  • $5,900 in-network out-of-pocket max

Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO)

Kaiser Permanente · HMO

$99
per month
4.5/ 5 stars
  • Includes drug coverage
  • $0 drug deductible
  • $3,900 in-network out-of-pocket max

A carrier we work with

Showing 5 of 51 plans, ordered by Medicare star rating.

Find the plan that’s right for you

Compare all 63 plans for your ZIP code

  • Filter by your doctors, prescriptions, and pharmacy
  • See real out-of-pocket costs side by side
  • Enroll online when you're ready — or with us

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Rather talk it through? Schedule a call — we’ll compare plans with you and handle enrollment.

Plan availability, premiums, and star ratings are from the CMS 2026 Medicare plan landscape data (updated 2026-08-06). Beneficiary counts are from the CMS Medicare Monthly Enrollment data (April 2026). Premiums shown may not reflect Part B premiums or low-income subsidies. Medigap benefit descriptions follow the federal standardized plan charts; Medigap premiums vary by age, ZIP code, and carrier and are not shown. Verify details with the plan or Medicare.gov before enrolling.

Medicare in San Francisco

The hospitals that matter in San Francisco

  • UCSF Medical Center (Parnassus & Mission Bay) · UCSF Health
  • UCSF Health St. Mary’s Hospital · UCSF Health
  • UCSF Health Saint Francis Hospital · UCSF Health
  • California Pacific Medical Center · Sutter Health
  • Kaiser Permanente San Francisco Medical Center · Kaiser Permanente
  • Zuckerberg San Francisco General · San Francisco Health Network

Talk to a licensed advisor in San Francisco

Independent advice, free to you. We’re licensed in Florida and California.