📍 Turning 65

Turning 65 in Florida: get the first decision right.

[PLACEHOLDER] Florida uses issue-age rating for Medigap, which means the age you buy at follows you. Getting this right at 65 has a financial effect that compounds for decades.

[PLACEHOLDER] Issue-age rating

[PLACEHOLDER] Replace with an explanation of issue-age rating in Florida, how it differs from attained-age and community rating, and why the six-month Medigap open enrollment window matters so much here.

Why it matters

What you need to know

[PLACEHOLDER] Your exact dates

[PLACEHOLDER] What the Initial Enrollment Period looks like and what has to happen when.

[PLACEHOLDER] Medigap open enrollment

[PLACEHOLDER] The one window with no health questions, and what changes after it closes in Florida.

[PLACEHOLDER] Plans in your county

[PLACEHOLDER] Medicare Advantage availability varies by county in Florida more than most states.

What we'll do together

What we'll figure out for your situation

  • [PLACEHOLDER] Your exact enrollment dates and what has to happen when
  • [PLACEHOLDER] Whether to take Part B now or delay it
  • [PLACEHOLDER] What issue-age rating means for the premium you lock in
  • [PLACEHOLDER] Whether your doctors are in-network on the plans available in your county
  • [PLACEHOLDER] What your prescriptions cost under each option

Ready to get this right?

Candor advises Medicare enrollees in Florida and California. Let's make sure your plan works for your situation.

Check My Enrollment Dates