About Candor Medicare

Helping people is the key to happiness.

That's not a slogan. It's why this company exists. Somewhere along the way, getting health insurance became something people dread. We started Candor to change that.

Our why

The problem nobody should have to solve alone.

We started this business for one reason: helping people is the key to happiness. Millions of Americans qualify for free or low-cost health coverage and never know it — not because they don't care, but because the system is confusing, the language is bureaucratic, and most people selling insurance have an incentive to push you toward the wrong plan.

We exist to change that. Not to sell you a plan — to help you find the right one. That's it. That's why we're here.

“We started this business for one reason: helping people is the key to happiness.”

Eric Ullrich

Founder, Candor Medicare

What we stand for

Five promises behind every conversation.

Your side, not the insurance company's

Same commission regardless of plan. No carrier bonuses. No preferred-partner deals. The recommendation you get is the one that fits your situation, period.

Confusing made simple

Your advisor explains what matters in language that makes sense. No jargon, no fine print tricks, no 40-page comparison charts. Just clarity.

Real people, licensed experts

When you call, a person answers. Not a phone tree, not a chatbot. A licensed advisor who knows the system, knows your state, and has time to listen.

Local state knowledge

Florida's Medigap rating is different from California's Birthday Rule is different from New York's guaranteed issue. We know the specifics for your state.

Long-term relationship, not a one-time transaction

Annual reviews, life events, surprise bills, confusing letters. The advisor who knows your history is worth more than a new one every year.

Whenever you're ready, we're here.

No pressure, no pitch. Just a conversation with someone who knows the system and is happy to help you make sense of it.