About Candor Medicare: Independent Medicare Advisors for Florida and California
Helping people is the key to happiness — that's why we built Candor. Getting Medicare shouldn't feel like a test.
The problem nobody should have to solve alone.
We started this business for one reason: helping people is the key to happiness. Millions of Americans qualify for free or low-cost health coverage and never know it — not because they don't care, but because the system is confusing, the language is bureaucratic, and most people selling insurance have an incentive to push you toward the wrong plan.
We exist to change that. Not to sell you a plan — to help you find the right one. That's it. That's why we're here.
“We started this business for one reason: helping people is the key to happiness.”
Eric Ullrich
Founder, Candor Medicare
Five promises behind every conversation.
Your side, not the insurance company's
Same commission regardless of plan. No carrier bonuses. No preferred-partner deals. The recommendation you get is the one that fits your situation, period.
Confusing made simple
Your advisor explains what matters in language that makes sense. No jargon, no fine print tricks, no 40-page comparison charts. Just clarity.
Real people, licensed experts
When you call, a person answers. Not a phone tree, not a chatbot. A licensed advisor who knows the system, knows your state, and has time to listen.
Local state knowledge
Florida's Medigap rating is different from California's Birthday Rule is different from New York's guaranteed issue. We know the specifics for your state.
Long-term relationship, not a one-time transaction
Annual reviews, life events, surprise bills, confusing letters. The advisor who knows your history is worth more than a new one every year.
Eric Ullrich — Founder & Licensed Medicare Agent
Licensed in Florida and California · NPN #[NPN_PLACEHOLDER]
I like helping people work through complex decisions. Running my own business taught me a lot about managing money, planning ahead, and the value of good advice. Now I want to use that experience to help others make sense of critical financial and health planning decisions.
[CARRIER_LIST_PLACEHOLDER — comma-separated list confirmed with FMO compliance reviewer.]
Whenever you're ready, we're here.
No pressure, no pitch. Just a conversation with someone who knows the system and is happy to help you make sense of it.