Last updated: April 17, 2026

Terms of Service

By using the Candor Medicare website (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

1. Who we are

"Candor Medicare" is the trade name of Candor Financial Partners LLC, a Florida limited liability company. Candor is a licensed independent insurance agency. We are not a government agency, we are not connected with or endorsed by the federal Medicare program, and information on this Site has not been reviewed or endorsed by the Centers for Medicare & Medicaid Services (CMS).

2. Informational use only

The content on this Site is for general informational purposes. It is not medical, legal, tax, or insurance advice for your specific situation. Nothing on the Site constitutes an offer to sell, or binds, any insurance policy. Enrollment in any Medicare plan requires a completed application and acceptance by the insurance carrier, subject to CMS rules.

3. No guarantees

Plan availability, premiums, benefits, copays, networks, and formularies vary by ZIP code and plan year and are set by the insurance carriers and CMS. We do not guarantee any particular outcome, coverage, cost, or network access. Statements about cost savings, coverage, or experience with particular plans are based on general examples and will not apply to every person.

4. Acceptable use

You agree not to (a) use the Site in any way that violates any law or regulation, (b) attempt to probe, scan, or test the vulnerability of the Site, (c) use any automated means to scrape or harvest content or lead data, or (d) submit false information in any form.

5. Intellectual property

The Candor Medicare name, logo, and Site content are owned by Candor Medicare or licensed to us. Carrier names and logos referenced on the Site are trademarks of their respective owners; reference to them does not imply endorsement.

6. Third-party links

The Site may link to third-party resources like Medicare.gov or a State Health Insurance Assistance Program (SHIP). We are not responsible for the content, accuracy, or privacy practices of third-party sites.

7. Limitation of liability

To the maximum extent permitted by law, Candor Medicare and its officers, agents, and employees are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of your use of the Site or any information on it. Your exclusive remedy for dissatisfaction with the Site is to stop using it.

8. Governing law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws rules. Any dispute arising under these Terms will be resolved in the state or federal courts located in Florida, except where prohibited by law.

9. Changes

We may update these Terms from time to time. The "Last updated" date reflects the most recent change. Continued use of the Site after an update means you accept the updated Terms.

10. Contact

legal@candormedicare.com · (888) 555-0199

Note: This is a good-faith draft. Have it reviewed by a licensed attorney before relying on it in production.