California law gives Medigap policyholders a 60-day window starting on their birthday to switch to a plan with equal or lesser benefits — no medical underwriting, no denials, no premium penalty for your health history.
Why it matters
Any California resident who currently has an active Medigap (Medicare Supplement) plan. It doesn't matter how long you've had it or what your health is.
60 days starting on your birthday, every year. The window opens on your birthday and closes 60 days later. If you miss it, you wait until next year.
Switch to any Medigap plan with equal or lesser benefits from any insurer. No medical underwriting. No health questions. You get the best available rate for your age.
What we'll do together
Candor advises enrollees nationwide. Let's make sure your plan works for your situation.
Check My Birthday Window